Use It or Lose It:

How to Make the Most of Your Healthcare Benefits Before the New Year

The end of the year is approaching fast, and you may be wondering how to make the most of your healthcare benefits before they expire. If you have a health insurance plan that covers mental health services, you may be eligible for some valuable benefits that can help you improve your well-being and cope with stress, anxiety, depression, or other mental health issues.

Getting the most of your healthcare benefits before the end of the year is like harvesting your crops before the season ends. You have worked hard to earn your benefits, and you don’t want to let them go to waste. You deserve to enjoy the benefits of access to quality mental health care and reduced costs. You want to take advantage of the opportunity to address the emotional and psychological challenges that may be affecting your life and to prevent them from getting worse. You want to reap the rewards of your investment in your health, and to prepare yourself for the challenges and opportunities of the new year. 

Here are some tips on how to use your mental health benefits wisely and effectively:

  • Check your coverage and eligibility. Different plans have different rules and limits on what they cover and how much they pay for mental health services. Some plans may require a referral from your primary care provider, while others may allow you to choose your own therapist. Some plans may cover a certain number of sessions per year, while others may have a deductible or co-pay. Make sure you understand your plan’s terms and conditions before you seek mental health care.
  • Find a provider that suits your needs and preferences. Depending on your plan, you may have access to a network of providers that are contracted with your insurance company, or you may be able to go out-of-network and pay a higher fee. Either way, you want to find a provider with the right qualifications, experience, and approach for your situation. You can use online directories, such as [Psychology Today] or [GoodTherapy], to search for providers by location, specialty, insurance, and other criteria. You can also ask for recommendations from your friends, family, or doctor.
  • Schedule an appointment as soon as possible. Don’t wait until the last minute to use your mental health benefits, as you may run into scheduling difficulties or miss the deadline. If you have a flexible spending account (FSA) or a health savings account (HSA), you may be able to use them to pay for your co-pays, deductibles, or out-of-pocket expenses. However, these accounts may also have a use-it-or-lose-it policy, so make sure you use them before they expire.
  • Make the most of your sessions. Once you have found a provider and booked an appointment, you want to ensure you get the most out of your sessions. Be honest and open with your therapist, and share your goals, expectations, and concerns. Follow their advice and suggestions, and practice the skills and strategies they teach you. Keep track of your progress and feedback, and communicate any changes or challenges you face. Remember, therapy is a collaborative process, and you are the main agent of change.
  • Don’t hesitate to seek help. If you are feeling stuck, overwhelmed, or hopeless, you are not alone. Millions of Americans experience difficulties with emotional wellbeing, especially around the holiday season, and many benefit from professional help. Seeking help is a sign of strength and courage. You deserve to feel better and live a happier and healthier life. Don’t let your benefits go to waste, and don’t let stigma or fear stop you from getting the help you need.

Your mental health is important, and so are your benefits. Use them wisely and effectively, and you will see the difference in your well-being. If you have any questions or need more information, please contact our scheduling team!  We are here to help.

Discover Your Most Vibrant, Complete Self

At Deep Eddy, we help you rediscover your most vibrant, complete self. We offer various services, such as individual, couples, family, and group therapy, as well as medication management, psychological testing, and more. We have a team of experienced and compassionate therapists who specialize in various areas, such as anxiety, depression, trauma, addiction, relationship issues, and more. We tailor our treatment to your unique needs and goals, and we use evidence-based and holistic approaches to help you heal and grow. 

We have been serving Texans for over 30 years, and we are proud to be a trusted and respected provider of mental health care in our community. Whether you are facing a crisis, a transition, or a chronic challenge, we are here to support you and help you thrive. Contact us today to schedule your first appointment and take the first step towards a better and brighter future.

Go deep with one of our therapists.